The Invisible Problem With Duct Insulation

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Insulation on flex duct (Photo by Mike MacFarland, used with permission)

If you know a little building science, you've no doubt seen a lot of problems that occur with air distribution systems. Ducts just don't get anywhere near the attention they deserve in most homes, partly because they're hidden from view. I've written about ducts quite a bit here and have shown problems resulting from poor design and installation. We all know how stupid some of those problems are. (See the duct system beer cooler, for example.) So today I'm going to talk about a problem that seems to be invisible: the inadequacy of duct insulation even when the design and installation are perfect.

OK, maybe the design isn't quite perfect. If it were, all the ducts would be in conditioned space. That would be the smart thing to do and would make duct insulation almost irrelevant. What I'm talking about here is a house with ducts in unconditioned space, especially an unconditioned attic.

Our R-value cognitive dissonance

I'm in Georgia (IECC climate zone 3), where our current state code requires R-13 in exterior walls, R-18 in attic kneewalls, R-19 in floors, and R-30 in ceilings. If we put ducts in unconditioned space, they have to be insulated to either R-8 (if they're in an unconditioned attic) or R-6 (in any other type of unconditioned space).

Have you ever considered the temperature differences (delta-Ts) across those different insulated surfaces? Let's take a look at what they would be on a summer design day here in Atlanta. The outdoor temperature would be 92° F. The indoor temperature would be 75° F. Crawl spaces can vary a lot, depending on how much above-grade foundation wall there is, but 85° F is typical. Attic temperatures are about 120° F. And conditioned air inside a duct is about 58° F. So the delta-Ts would be:

Temperature differences and R-values for building components in Georgia

I don't know about you, but when I look at that, it seems we may be prescribing too little insulation for ducts in unconditioned attics. The largest delta-T in the house has the lowest R-value. Hmmmm.

How much load does low duct insulation add?

As Kai Ryssdal says every day on MarketPlace, let's do the numbers. I pulled up a job we did a few years ago to play around with a few different scenarios. The house is about 3,500 square feet, all on one floor. All the ducts are in the attic. According to RightSuite (the software we use), the supply ducts have about 560 square feet of surface area and the return ducts 101 square feet. Looking at the cooling side only, the additional load would be:

R-8 duct insulation  ==> 5,227 BTU/hour

One ton of air conditioning equals 12,000 BTU/hr, so this would be almost half a ton (0.44) of cooling load.

But what if you have an older house that doesn't have R-8 duct insulation? Or you live in a state that doesn't require R-8 on ducts in attics? (I'm looking at you Mississippi and Alabama.) R-6 and R-4.2 are common R-values for ducts. Here's how that 3,500 sf house would come out with those:

R-6 duct insulation     ==> 6,305 BTU/hour  (0.53 ton)

R-4.2 duct insulation  ==> 7,948 BTU/hour  (0.66 ton)

The numbers are even higher for the additional heating load.

Some other factors to consider

The duct insulation R-values I mentioned above are what's on the product label. How often do you think you get the full labeled R-value? Even with a really nice installation, as in the photo below, there's usually compression at the supports.

Beautiful duct system in a beautiful crawl space - but notice the compression at the supports

If you recall the point of my Flat or Lumpy article, you'll realize that any compressed areas or places where the insulation doesn't cover the ducts at all or is reduced in effectiveness for some other reason will result in more heat loss. Go back and look at the mind-blowing effect of an uninsulated attic hatch on the average R-value for a ceiling to see what I mean.

And then there's the issue of how the R-value on the label is determined. That's a topic worth its own article, though, so all I'll say here is that when a product is laid out flat for testing and then installed cylindrically, the actual R-value likely isn't the same as what's on the label. Stay tuned for more on that.

What are the remedies?

Unconditioned attics are the worst place to put ducts. If you're facing that as one choice for a new home or if you already have that in your existing home, here are some ways to reduce your duct losses:

  1. Get the ducts out of the attic and into the conditioned space below. Doing this results in zero additional load.
  2. Encapsulate the attic. This isn't equivalent to bringing them into the conditioned space as you'll still have additional duct load but it's a lot better than having them in unconditioned attic space.
  3. Bury the ducts deeply in insulation. That's what happened to the ducts in the lead photo of this article. That's one of Mike MacFarland's jobs in northern California, where burying ducts is a no-brainer. In humid climates, burying ducts can be a risky strategy.
  4. Replace your ducted system with ductless mini-split heat pumps.
  5. Go with hydronic distribution and keep all the pipes inside conditioned space. Use water instead of air to move heat into or out of the conditioned space.

We've gotten new homes to be much more efficient in the past decade because of energy codes that require blower door and duct leakage testing, better windows, and higher levels of insulation. Now it's time to focus on the next level of problems. And that means it's time to deal with duct insulation in a more meaningful way than just increasing the required R-value to 8 for ducts in attics.


Related Articles

Case Closed: Get Those Air Conditioning Ducts out of the Attic

Buried Ducts Risk Condensation in Humid Climates

Go Up, Go Small, and Get Those Ducts Inside Conditioned Space


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Minor question - 101 SF duct surface area seems low for a home constructed to modern standards - returns from every bedroom. It's possible using short transfers from bedrooms into a central hall wherein lies an Air Handler closet with a free return.

We avoid that approach in favor of active returns, at least with the master suite for privacy reasons, and we also try to avoid air handler closets with free returns for aesthetic and noise considerations.

All that to point out that if there is an active return system, square footage and loss will be even higher, further accentuating the insanity of ductwork in unconditioned space.

Minor quibble with your "really nice installation" pictured in a crawl space. It's a PITA, but compression at supports of metal ductwork can be avoided by FIRST hanging the duct THEN wrapping it with insulation. Failing to do that in a humid space will lead to wet spots and then dripping water from around the supports. Avoiding that is crucial so that is the sequence we use.

One of the advantages of ductboard vs sheet metal is that it is factory insulated vs field insulated, and compression damage is generally avoidable at supports with reasonable care owing to the rigidity of the material compared to soft duct wrap.


Good question, Curt. This system has four returns, and my rough calculation gives me about 160 sf of return surface area. RightSuite, I believe, uses a formula based on number of returns and either size of house or size of system to come up with their number. So yes, the loss would be even higher with the actual square footage.

Totally agree on the strap compression. I hate duct board, though. Seen too many cases where it just falls apart. Plus, there's the higher friction rate and dust-catching interior insulation. Why can't they just put the foil on the inside too?

My only concern with trying to eliminate insulation compression by pre straping ducting before insulation is that by trying to eliminate insulation compression a new issue arises. Now the straping material ( many times metal) is now strapped to hot roof framing surrounded by hot attic air and has no thermal break as it penetrates the insulation and can also allow for humidity to enter the underside of the duct insulation. Every action has consequences!

Also, I have yet to see a good reason to ever use duct board for ducting! It's a great product in theory but terrible ducting material in reality. I have never seen it properly installed and sealed (and I've seen a lot). Duct board just seems like a lazy solution that isn't in the clients best long term interest.

Church! Another nice one Allison. There is also the insidious problem of the sweaty crack for flex in hot humid attics. When ducts are in contact with each other and the insulation is compressed, like the top left spider arm in the top photo, condensation can occur.


Are you making a joke about plumbers, Arn? ;~)

Yeah, that can be a problem and it surprises people when they see it. I should write about that someday.

Our heating and AC ducts are 100% within the thermal envelope in the floor trusses above our insulated basement. But our ERV ducts (stand alone system, not tied in w/heat pump) and 2 jumper ducts (for pressure balancing from bedrooms) are suspended above the insulation in our vented attic. We are in Zone 4A, so heat+humidity.

Should we be concerned about this setup? Anything we should do to avoid condensation, or is it a non-issue since they are above the fluffy stuff?



Shawn, an ERV isn't the same as a heating or cooling system. The air moving through those ducts in the attic doesn't have anywhere near the temperature difference that heating or air conditioning ducts have.

First, the delta-T across the exhaust duct doesn't matter because you're getting rid of that air. If there were a possibility of condensation, it would matter but I think the chances of that are low with an ERV. The supply duct brings outdoor air into the house. In winter, there's no worry. The outdoor air is cold. The air in a vented attic is cold. Pretty much no delta-T there. In summer, the outdoor air will get heated a bit by passing through the attic, but the delta-T is still lower than for the AC (120-92 = 28° F instead of 62° F).

Yes, it would be better to have them in conditioned space, but it's not terrible to have the ERV ducts in the attic. And the jumper ducts likewise aren't as bad as having supply ducts. If you must have any ducts in the attic, it's best to have them low, right above the insulation (if not buried, but remember the cautions on that). There can be a lot of temperature stratification in a hot attic, with the highest temperatures near the ridge.

Great to hear. That is what I was hoping. I appreciate your quick response.



JC, I think the duct insulation may be the least of the problems in that townhouse. The air flow is probably pretty bad and once the sheetrock goes up, those ducts are there for decades.

Thanks for taking a look. Seeing that type of work is a constant disappointment but I put much of the blame on the developer. If the HVAC company is working with short open-web trusses along with a litany of plumbing connections in the same space I guess that's the best job they can do.

Allison wrote: "...(ducts in conditioned space) would make duct insulation almost irrelevant."

Glad you said 'almost'...

Although not typically required by code, it's important to minimally insulate interior supply ducts in humid climates, especially close to the blower (supply plenum and trunk) where the supply air may be cooler than inside dew point.

This scenario can be avoided in design (i.e., by maintaining slightly higher supply air temp and by implementing active humidity control). That said, every metal supply-side component should be insulated if system is located in an encapsulated attic or crawl.

@Shawn: adding to Allison's response, it's important to insulate the interior portion of an ERV or HRV intake duct since outside air will often be colder than inside dew point in winter.


Of course I couldn't make such an absolute statement, David. I meant to mention the risk of condensation but I think that slipped my mind before I finished, so thanks for bringing that up. I did discuss the issue of condensation on uninsulated intake ducts for ventilation systems in my article on cold weather ventilation problems last month.

@Shawn, in my previous reply where I noted that ERV/HRV intake ducts should be insulated, in case it wasn't obvious, I was referring to the indoor duct segments, not the 'interior' of the duct itself :-)

I believe our (Florida) code required insulation for ductwork within conditioned space is R4. We normally stick with R6 out of an abundance of caution to stave off condensation under severe conditions such as when the HVAC system is operating in "super dehu mode" dropping system air flow to 300 or fewer CFM per ton.

Occasionally, such as when duct work is in an extremely tight space where the extra inch of inner dimension afforded by dropping insulation from R6 to R4 promotes required air flow, we'll do it.

@Curt, good for Florida for requiring insulation! I recall a conversation with a building code official in North Carolina probably 10 years ago. He acknowledged neither the I-code or NC code address this issue, but their inspectors are supposed to make it clear to HVAC contractors that if their ducts sweat, they own it.

BTW, I think R4 is more than adequate, even in severe conditions. Assuming worst-case temperature gradients, the surface temperature should remain within 5F of ambient. The only way I can imagine condensation is if there's a vapor barrier failure. Or perhaps if two flex ducts were mashed tight together. Either way, an additional R-2 isn't going to help.


There is another issue that has been slow coming to the surface. That is the surface area of the ducts. Remembering that heat loss or gain is delta T x Area/R, looking at insulation is only one way to try to minimize that snakey massive heat exchanger in your attic. The other way is to minimize the area of the ducts. Than means smaller AC, furnace of Heat Pump, centrally located air handler and short ducts to the inside wall of each conditioned room. Certainly no longer than to the center of the room.
One additional advantage is shorter ducts present less resistance to air flow.
One of my biggest problems with Manual D is that it ignores the surface area and just calculates sizes for the stupid design you give it.

I agree with John, and will add one more option to reduce duct area. Instead of putting in one large system, put in two smaller ones. Not only will this allow shorter and smaller ducts, but it will give better zone control. Manufacturers tend to optimize their designs for equipment in the 3-ton range. The largest systems (5-ton) are far from optimal because of size constraints in the field. So there are other advantages to using two 2.5-ton systems instead of one 5-ton system. Yes, it will probably cost more, but you get what you pay for.

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